To progress

01. What is Progredir and what does it offer?

The Progredir Plan is a set of actions designed to help people registered in the Single Registry, preferably those with a family income of up to ½ minimum wage per person. Through the Plano Progredir website, you will find free professional qualification courses in face-to-face and Distance Learning (EaD) modalities, the possibility of accessing productive microcredit aimed at investing in your own business, and you can also, on the website itself, prepare a CV and apply for jobs.

If you are already in Cadastro Único and want to participate in Progredir, access the website and register.

02. Who is the target audience for Progredir/who can participate?

The Progredir Plan was created by the Federal Government for people registered in the Single Registry so that they can have access to employment opportunities, courses or access to targeted productive microcredit.

03. I am not in the Cadastro Único, but I want to participate in Progredir. What should I do?

Only people registered in the Single Registry can participate in Progredir. To register for the Single Registry, you must have a monthly family income equal to or less than half a minimum wage per person or a monthly family income of up to three minimum wages.

If you are within this income profile and are not yet registered in the Single Registry, look for the sector responsible for the Single Registry or a Social Assistance Reference Center (CRAS) in your municipality.

04. I am already registered in the Single Registry. What should I do to participate in Progredir?

To participate in Progredir you need to access the Progress website and register by clicking “Access”. At this point you will be directed to the Single Access Account for email and telephone registration.

A Conta de Acesso Única permite um acesso simples e seguro ao Progredir e a outros serviços do Governo Federal. É um projeto de unificação dos canais digitais do Governo Federal.

After validating your email and telephone number in the Single Access Account, you will be redirected back to Progredir and will be able to find out about qualification courses, the possibility of accessing guided productive microcredit, inclusion of your CV, job vacancies, etc.

05. I don't have a CPF. What to do?

If you do not have a CPF, you must provide it. The document can be purchased at accredited banks – Caixa Econômica Federal and Banco do Brasil – at post offices, at public entities that serve citizens or at Federal Revenue website.

06. Is there any legislation that covers Progress?

Yes. Progredir is regulated by Decree No. 9,160 of September 26, 2017.

07. If I participate in Progredir and my income increases, will I lose the Bolsa Família benefit?

Não, você não deixará de receber o Bolsa Família ao participar do Progredir. Importante esclarecer que o Programa Bolsa Família possui regras de funcionamento que não estão vinculadas com o Plano Progredir. O Programa Bolsa Família verifica a renda familiar por meio de entrevista realizada no CRAS quando da atualização do Cadastro Único da família. Ademais, se considera a renda declarada pela pessoa. Portanto, um aumento de renda, sobretudo aquela advinda de atividades informais ou que variam de um mês para o outro, não implicará a perda do benefício do Programa Bolsa Família.

08. If I participate in Progredir will I lose Bolsa Família?

Não, você não deixará de receber o Bolsa Família ao participar do Progredir. Caso você consiga uma vaga de emprego ou abra ou seu próprio negócio, há regras sobre o aumento de renda e a perda do benefício do Bolsa Família. Importante esclarecer que o Programa Bolsa Família possui regras de funcionamento que não estão vinculadas com o Plano Progredir. O Programa Bolsa Família verifica a renda familiar por meio de entrevista realizada no CRAS quando da atualização do Cadastro Único da família. Ademais, se considera a renda declarada pela pessoa. Portanto, um aumento de renda, sobretudo aquela advinda de atividades informais ou que variam de um mês para o outro, não implicará a perda do benefício do Programa Bolsa Família

09. If I get a job, will I lose Bolsa Família?

Você não deixará de receber o Bolsa Família ao obter uma vaga de emprego. Importante esclarecer que o Programa Bolsa Família possui regras de funcionamento que não estão vinculadas com o Plano Progredir. O Programa Bolsa Família verifica a renda familiar por meio de entrevista realizada no CRAS quando da atualização do Cadastro Único da família. Ademais, se considera a renda declarada pela pessoa. E o aumento da renda pode não resultar em uma renda que implicará a perda do benefício do Programa Bolsa Família. Depende, portanto, do valor do aumento da renda. E isso somente poderá ocorrer depois de feita a atualização do Cadastro Único.

10. If I take a technical/professional course will I lose Bolsa Família?

Não. Se qualificar não gera aumento de renda. Assim, você não deixará de receber o Bolsa Família. Caso você consiga uma vaga de emprego ou abra ou seu próprio negócio depois de se qualificar, ainda assim, há regras sobre o aumento de renda e a perda do benefício do Bolsa Família. Importante esclarecer que o Programa Bolsa Família possui regras de funcionamento que não estão vinculadas com o Plano Progredir. O Programa Bolsa Família verifica a renda familiar por meio de entrevista realizada no CRAS quando da atualização do Cadastro Único da família. Ademais, se considera a renda declarada pela pessoa. E o aumento da renda pode não resultar em uma renda que implicará a perda do benefício do Programa Bolsa Família. Depende, portanto, do valor do aumento da renda. E isso somente poderá ocorrer depois de feita a atualização do Cadastro Único.

11. Who are responsible for Progress?

Progredir is coordinated by the National Secretariat for Social and Productive Inclusion of the Ministry of Citizenship. Furthermore, the Plan relies on public and private partnerships and a Network of Social Development Partners to promote the productive inclusion of the public in the Single Registry.

01. What is Progredir and what services can I find there?

Progredir is a Federal Government website for people registered in the Single Registry to access and participate in a set of actions under the Progredir Plan, which are:

• free in-person and distance learning professional qualification courses;
• possibility of access to targeted productive microcredit;
• creation of a professional CV; It is
• access to job vacancies in your region, according to your professional profile.

02. Who can access Progredir?

Progredir can be accessed by people registered in the Single Registry. To register for the Single Registry, it is necessary to have a monthly family income equal to or less than half a minimum wage per person or a total monthly income of up to three minimum wages. If you are within this income profile and are not yet registered in the Single Registry, look for the sector responsible for the Single Registry in your municipality or a Social Assistance Reference Center (CRAS) in your municipality.

03. How can I access Progredir offers?

To participate in Progredir, you need to be registered in the Single Registry. To access the offers you need to access the Progress website and register by clicking “Access”. At this point you will be directed to the Single Access Account for email and telephone registration.

A Conta de Acesso Única permite um acesso simples e seguro ao Progredir e a outros serviços do Governo Federal. (É um projeto de unificação dos canais de atendimentos digitais do Governo Federal).

After validating your email and telephone number in the Single Access Account, you will be redirected to Progredir and will be able to find out about qualification courses, the possibility of accessing guided productive microcredit, inclusion of your CV, job vacancies, etc.

04. What is the minimum age to register with Progredir?

There is no minimum age to register with Progredir, but each service or action of the Progredir Plan may require a minimum age.

05. Meu CPF não é reconhecido pelo sistema no Progredir, o que devo fazer? / Aparece uma mensagem de “erro” após o cadastro no Progredir, o que devo fazer? / Estou tentando me cadastrar, mas dá erro. O que devo fazer?

If you recently registered or updated your data in Cadastro Único, you must wait around a month for your data to be updated and you can register with Progredir.

Also check at CRAS whether your CPF number is registered in the Single Registry database. This is very important. Often the family responsible, when registering the family, only takes the birth certificate or identity card to register with CadÚnico. If the error persists, we ask that, if possible, you contact contact via link and click on the “CONTACT US” option detailing the problem or call 121.

06. Quero entrar na página de empreendedorismo/qualificação profissional/ inclusão financeira e não consigo, por quê?

Were you able to register with Progredir?

07. I am unable to generate a new password on the Progredir website, what should I do?

Have you tried recovering your password on the Progredir website?

08. I wrote my email wrong when registering for Progredir and that's why I didn't receive the activation email. What to do?

When accessing the To progress, the user who has not yet registered will click on “Access” and will be directed to the Single Access Account – Gov.br, where they will enter their email and telephone number. After registering, the user will receive an activation email with a link to confirm registration. The email has the title: “gov.br: Registration confirmation”. If after five minutes the email has not reached your main email inbox, please also check your spam folder. If you entered the wrong email address when filling out, repeat the registration procedure from the beginning.

If you want to change your registered email, access the link and request to change your registration data.

10. I registered with Progredir but I filled in my email wrongly in my resume/profile. What to do?

The email registered in Progredir – whether when filling out the CV or elsewhere – is the same registered in the Single Access Account (gov.br). However, if desired, the user can change the email and/or replace it in Progress. To enter Progress and implement email changes access the website and then in “Job Vacancies”, then in “My CV” and “Change Information”. The first screen called “Personal Data” has the “Email” field, which can be changed.

11. How will I know if I am registered with Progredir?

When accessing the Progress website, click on “ACCESS”. Enter the requested data, including your CPF and password. Then click 'Continue'.

Se você conseguir observar na página inicial do Progredir itens como: Vagas de Trabalho, Cursos, Empreendedorismo, Microcrédito, Editar Perfil, você já está cadastrado.

If you are not registered with Progredir, you will be directed to the Single Access Account for email and telephone registration.

A Conta de Acesso Única permite um acesso simples e seguro ao Progredir e a outros serviços do Governo Federal. É um projeto de unificação dos canais digitais do Governo Federal.

After registering, you will receive an activation email with a link to confirm your registration. The email has the title: “gov.br: Registration confirmation”. If after five minutes the email has not reached your main email inbox, please also check your spam folder.

12 – How do I register with Progredir? /I'm having difficulty registering with Progredir, what should I do?

To register with Progredir, you must be registered with the Single Registry. If you are registered with CadÚnico, your CPF will be identified by the system when you register on the Progredir website. To do this, access the website: https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/ and click on the “Access” button. When accessing this tab you are redirected to the Government's Single Access Account to authenticate your phone and/or email by filling in the requested data. After registration, the system will inform you if you are registered in the Single Registry. If you are not registered, look for the sector responsible for the Single Registry in your municipality, or a Social Assistance Reference Center (CRAS). To be part of the Single Registry, you must have a monthly income equal to or less than half a minimum wage per person or a monthly family income of up to three minimum wages.

Progredir offers employment and income opportunities and promotes the autonomy of people registered in the Single Registry.

1 – Access the website To progress.

2 – Click on the “Access” option; 

3 – Enter your CPF, select state and click on the “I’m not a robot” option; 

4 – Activate option (GOV.BR); 

5 – Enter your CPF and password on GOV.BR and if the user does not have a registration with GOV.BR, they must register;

6 – Validate email and/or telephone number; 

7 – Accept access term to PROGREDIR.

13 – I didn’t receive the activation email for my registration from the Progredir website, what should I do?

When accessing the To progress, the user who has not yet registered will click on “Access” and will be directed to the Single Access Account – Gov.br, where they will enter their email and telephone number. After registering, the user will receive an activation email with a link to confirm registration. The email has the title: “gov.br: Registration confirmation”. If after five minutes the email has not reached your main email inbox, please also check your spam folder. If you entered the wrong email address when filling out, repeat the registration procedure from the beginning.

14. I want to cancel my registration with Progredir, how do I do it?

If you wish to cancel your registration with Progredir, simply access the website, entrar com seu CPF e sua senha, clicar no item “Editar Perfil”, ao lado esquerdo da tela e chegar ao fim da página. Lá você deve clicar na seguinte mensagem: “Caso queira se desligar do programa PROGREDIR, clique aqui para cancelar sua inscrição”. Confirme com “OK” nas janelas que aparecerem e o cancelamento será concluído com sucesso.

After cancellation, to access the features of the Progredir website again, you must register again.

1) I want to work/ I want a job. How can Progredir help me?

Firstly, you must register with Progredir. For that, access the website and click on the “Access” button. When accessing this tab, you will be directed to the Government's Single Access Account contato.gov.br/ to authenticate by phone and/or email by filling in the requested data.

IMPORTANT! To register with Progredir, you must be registered with the Single Registry.

By filling in the requested information, you will be able to apply for job, internship or Young Apprentice vacancies in your region, according to your professional profile.

After initial registration, click on the “Job Vacancies” button, then on “My CV”.

In Progress you will be able to:

– create a CV for you.

– Send your CV directly to companies offering job vacancies (if it is a vacancy registered directly by the company) or access online platforms that partner with Progredir to apply for a vacancy.

– Check if there are job opportunities in your region.

– Check if any job opportunities match your professional profile.

– Save your CV in PDF format.

– Print your CV.

– Sign up and participate in free face-to-face and distance learning (EaD) courses.

There are more and more companies advertising job opportunities on Progredir. The use of this tool by companies is the result of the coordination of public authorities in their municipality, together with the Ministry of Citizenship.

2) I am already employed. Can I register with Progredir?

Sim! Mesmo se você estiver empregado(a), é possível se cadastrar no Progredir para ter acesso a vagas de emprego, estágio ou Jovem Aprendiz, cursos de qualificação profissional e empreendedorismo na sua região.

IMPORTANT! To register with Progredir, you must be registered with the Single Registry.

To apply for a job, access the website and click on the “Access” button. By accessing this tab, you can register with Progredir by filling in the requested personal data.

By filling in the requested information, you will be able to apply for job, internship and Young Apprentice vacancies in your region, according to your professional profile.

After initial registration, click on the “Job Vacancies” button, then on “My CV”.

In Progress you will be able to:

– create a CV for you.

– Send your CV directly to companies offering job vacancies (if it is a vacancy registered directly by the company) or access online platforms that partner with Progredir to apply for a vacancy.

– Check if there are job opportunities in your region.

– Check if any job opportunities match your professional profile.

– Save your CV in PDF format.

– Print your CV.

– Sign up and participate in free face-to-face and distance learning (EaD) courses.

There are more and more companies advertising job opportunities on Progredir. The use of this tool by companies is the result of the coordination of public authorities in their municipality, together with the Ministry of Citizenship.

3) I'm already registered with Progredir and I want a job. What do I do?

If you are already registered with Progredir, access the website Click on “I’m Already Registered”. In the column on the left, click on “Job Vacancies” and then on “My CV” and fill in the requested information.

Job vacancies will only be visible after filling out your CV. In Progress you will be able to:

– create a CV for you.

– Send your CV directly to companies offering job vacancies (if it is a vacancy registered directly by the company) or access online platforms that partner with Progredir to apply for a vacancy.

– Check if there are job opportunities in your region.

– Check if any job opportunities match your professional profile.

– Save your CV in PDF format.

– Print your CV.

– Sign up and participate in free face-to-face and distance learning (EaD) courses.

There are more and more companies advertising job opportunities on Progredir. The use of this tool by companies is the result of the coordination of public authorities in their municipality, together with the Ministry of Citizenship.

Job vacancies are renewed daily. Therefore, it is important to access Progredir whenever possible to check possible new job vacancies advertised. 

4) How can I update my resume information?

To update your resume, go to site, click on the “I’m Already Registered” button. Then just enter the requested information to access Progress.

Then, in the column on the left, click on “Job Vacancies”, then on “My CV” and then, at the top of the screen, click on “Change Information”. After making changes or updates, click “save”.

We remind you that, when filling out your CV data, you will be able to:

– create a CV for you.

– Send your CV directly to companies offering job vacancies (if it is a vacancy registered directly by the company) or access online platforms that partner with Progredir to apply for a vacancy.

– Check if there are job opportunities in your region.

– Check if any job opportunities match your professional profile.

– Save your CV in PDF format.

– Print your CV.

– Sign up and participate in free face-to-face and distance learning (EaD) courses.

5) How often can/should I update my CV on the Progredir digital platform?

It is possible to change the information registered in Progredir at any time. Whenever there is a change or update, access the website and update your data. With an updated CV, you have a better chance of finding a job that fits your professional profile.

It is important to highlight that CVs are available to companies for an indefinite period of time. 

6) How are vacancies selected?

Progredir partner companies and institutions can offer job vacancies (in the form of an employment contract, internship or Young Apprentice) and free qualification course vacancies.

The candidate for a job, internship or Young Apprentice, when accessing the To progress, you can view job opportunities and courses available in your region; and, if you already have a CV registered, you can express interest in an advertised vacancy, or you can be contacted directly by the company for an interview, even without having expressed interest in the vacancy.

It is worth remembering that no job, internship or Young Apprentice vacancy is exclusive to the Progredir audience. Thus, the candidate will participate in the selection process and the company is not obliged to hire the Progredir audience.

Many workers have already been hired by companies that sought candidates on Progredir.

The Ministry of Citizenship is not responsible for hiring in any form, at any stage. Progredir operates as a mediator between companies offering job vacancies and workers looking for job opportunities.

7) How will I know if my resume was chosen? How will I be informed?

O candidato selecionado à vaga de emprego receberá um e-mail, uma mensagem ou um telefonema da empresa. É importante ficar atento para não perder nenhuma oportunidade.

8) I was unable to send my resume. What could have happened?

If you filled in all the mandatory fields, followed all the requested steps and still sent your resume, there may have been a technical problem. In this case, we advise you to contact the call center by calling 121 or access the website and click on the “Contact us” option detailing the problem that occurred.

It is also possible that there are no job openings available in your region yet.

9) How is my CV sent to the company that has a job opening?

The company can have access to your CV in two ways: either it consults the database of CVs that meet the profile of the vacancy it seeks to fill or the citizen forwards it themselves. This is possible by clicking on the “Vacancies for me” and/or “Vacancies for my region” button and sending your resume.

Caso encontre alguma vaga que seja do seu interesse, clique no nome da vaga, em seguida aparecerá uma tela com a mensagem: “Encaminhar meu currículo para essa vaga”. Após realizar este procedimento, seu currículo pode ser visualizado pelas empresas já credenciadas no Progredir. Daí as empresas poderão entrar em contato diretamente com o candidato para tratar de entrevista de emprego.

10) How long are vacancies made available by companies available on the Progredir website?

There is no fixed deadline. The vacancies advertised on Progredir are not exclusive to the public registered in the system. Therefore, companies that advertise vacancies can edit, delete or update the validity period of the advertised offer when the vacancy is filled or at any time.

11) I have already registered my CV, but no job vacancy appears on the Progredir website. Why?

There are thousands of vacancies registered on Progredir, which are renewed daily. The vacancies you see are those registered for your region. If there are no vacancies available, the offer will not appear. 

The stronger the Social Development Partner Network, which brings together institutions interested in publicizing opportunities, the more vacancies will be registered, based on the mobilization of the governments of your municipality, your state and the Ministry of Citizenship, alongside society.

So, stay tuned, as it is possible that job offers will appear for you at Progredir soon. We encourage you to always keep an eye on opportunities advertised on Progredir.

01.Quem pode participar das ações do Progredir voltadas ao empreendedorismo?

Todas as pessoas inscritas no Cadastro Único que já possuem um negócio ou querem começar um negócio podem participar das ações de empreendedorismo do Progredir, incluindo-se o acesso ao microcrédito produtivo orientado.

To participate in Progredir actions, you must be regularly registered in the Single Registry and register with the To progress.

In the case of access to guided productive microcredit, after you register with Progredir and have answered one of the questionnaires “I want to be an entrepreneur” or “I’m Already an Entrepreneur”, the Ministry of Citizenship will send your information to the Progredir partners of microcredit operators so that they can evaluate the financing proposal for your business.

Os operadores de microcrédito parceiros do Progredir podem ser bancos, cooperativas de crédito, agências de fomento, sociedades de crédito ao microempreendedor e à empresa de pequeno porte, organizações da sociedade civil de interesse público, pessoas jurídicas especializadas no apoio, no fomento ou na orientação de microcrédito produtivo orientado e instituição financeira que realiza operações exclusivamente por meio de sítio eletrônico ou de aplicativo.

02. What is guided productive microcredit?

Oriented productive microcredit is financing for the creation, maintenance and improvement of productive businesses. Because it has a specific destination, IT IS NOT A LOAN, but rather financing, although operators also call it a loan.

O dinheiro do microcrédito produtivo orientado é destinado especificamente para atividade empreendedora de produção, comercialização, prestação de serviços, NÃO podendo ser usado para comprar material escolar, reformar a casa própria, pagar dívidas, atender necessidades pessoais, etc.

Uma das fontes de recursos para o microcrédito produtivo orientado está no Programa Nacional de Microcrédito Produtivo Orientado (PNMPO), de que trata a Lei nº 13.636, de 20 de março de 2018. No PNMPO, podem tomar um financiamento as pessoas físicas e jurídicas empreendedoras de atividades produtivas urbanas e rurais, de forma individual ou coletiva, cuja renda ou a receita bruta anual seja de até R$ 360 mil no ano-calendário.

03. A operação de crédito do microcrédito produtivo orientado é um empréstimo ou um financiamento?

Empréstimo é operação de crédito cuja utilização dos recursos não tem uma vinculação específica.

Financiamento é operação de crédito cujo uso do dinheiro tem destinação obrigatória para determinada coisa. Por exemplo, no microcrédito produtivo orientado, aquisição de insumos e ou equipamentos para o negócio do empreendedor.

Thus, technically, the most correct term is oriented productive microcredit financing. However, as there is a practice of use and to facilitate citizen understanding, operators speak of microcredit loans.

Now, remembering, the PRODUCTION ORIENTED MICROCREDIT LOAN IS NOT FOR CONSUMPTION, you should NOT use the money from the microcredit loan to pay personal expenses, pay off debts, buy school supplies, etc., because if you do so, you will be breaking the contract financing, being subject to the penalties established in the contract.

Attention: Cadastro Único and Progredir do not grant loans or financing, but Progredir partners do microcredit operators.

04. I am interested in starting/strengthening/investing in my own business. How can Progredir help me?

Progredir works as a contact channel with Progredir's partner microcredit operators, who operate oriented productive microcredit, facilitating and encouraging contact with people registered in the Single Registry who want to have or already have a business.

To be contacted, register with Progredir, but remember that you must first be regularly registered with the Single Registry.

The Progredir website address is https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/. After registering with Progredir, click on “Microcredit”. Two questionnaire options will appear on the screen for you to fill out. If you want to start a business, click on the 1st option: “I want to be a Microentrepreneur”. If you already have a business, click on the 2nd option: “I’m already a Microentrepreneur”.

To express interest in accessing guided productive microcredit, you must authorize the Ministry of Citizenship to send your data and information to partners, at the end of the questionnaire.

Every month, the ministry sends all these expressions of interest, confidentially, to Progredir's partners, who in turn decide whether or not to contact interested parties to offer their services.

PROGREDIR DOES NOT PROVIDE LOANS OR FINANCING TO ANYONE. It only acts as a facilitator of access to productive microcredit aimed at people registered in the Single Registry.

In addition, Progredir also offers courses that can help you manage your business. Access the Progress website, click on “I Want to Undertake”, and at the bottom of the page click on the “Participate in Courses” button.

05. I want to take out a loan to buy school supplies/renovate my house/pay off debts (among others). What should I do?

Look for a financial institution that works with consumer loans, for example, a payroll loan or another form of credit that does not oblige the borrower to invest the money only in the destination agreed with the financial institution.

In the case of renovating your own home, there are financial institutions that work with specific lines of credit for this.

Vale esclarecer que o microcrédito produtivo orientado NÃO é a solução para atendimento dessas necessidades. O microcrédito produtivo orientado é um empréstimo para financiar a criação, manutenção e melhoria de negócios produtivos. Portanto, o dinheiro do microcrédito produtivo orientado é destinado, especificamente, para atividade empreendedora de produção, comercialização, prestação de serviços, NÃO podendo ser usado para comprar material escolar, reformar a casa própria, pagar dívidas, atender necessidades pessoais, etc.

06. How do I access targeted productive microcredit?

To have access to productive microcredit guided by Progredir, it is necessary to register with Progress website. To do this, the citizen must be registered in the Single Registry. Attention: this loan is only for those who want to start or already have their own business. If you are registered in the Single Registry, your CPF will be identified when filling out your registration on the Progredir website.

When accessing Progredir, click on “Microcredit”. Two questionnaire options will appear on the screen for you to fill out. If you want to start a business, click on the 1st option: “I want to be a Microentrepreneur”. If you already have a business, click on the 2nd option: “I am already a Microentrepreneur.”

If you want the questionnaire information to be available to Progredir's microcredit operators partners, you must authorize the sending of your data to these partners at the end of the questionnaire.

The Ministry of Citizenship then forwards your data to microcredit operator partners who, after evaluating your profile, decide whether to contact you to offer a targeted productive microcredit loan.

In addition, Progredir also offers courses that can help you manage your business. Access the Progress website, click on “I Want to Undertake”, and at the bottom of the page click on the “Participate in Courses” button.

07. If I fill out and send the Microcredit questionnaire on the Progredir website, will I get the loan? Will microcredit operating partners contact me?

It is the partner bank's decision whether or not to lend the microcredit, and it is the bank itself that determines the value of the loan. After completing and sending the questionnaire, the Ministry of Citizenship forwards the citizen's data to partner banks who, after evaluating the registration and analyzing the profile, decide whether or not to contact the citizen to offer microcredit and present or not a loan proposal.

In addition, Progredir also offers courses that can help you manage your business. Access the Progress website, click on “I Want to Undertake”, and at the bottom of the page click on the “Participate in Courses” button.

08. What is the value of the microcredit loan?

The loan amount depends on each Progredir microcredit operator partner. Each case will be analyzed individually by the partner. And be careful: it is the partner's decision to grant microcredit or not, and it is the partner himself who determines the value of the targeted productive microcredit loan.

No Programa Nacional de Microcrédito Produtivo Orientado (PNMPO), de que trata a Lei nº 13.636, de 20 de março de 2018, há um valor máximo a ser concedido em cada empréstimo, que é estabelecido pelo Conselho Monetário Nacional (CMN). Atualmente, o valor máximo do empréstimo de microcrédito é de R$ 21 mil. No PNMPO, mesmo sendo uma decisão do parceiro conceder ou não o empréstimo, o valor a ser concedido não pode ultrapassar o valor máximo estabelecido pelo CMN.

09. What is the interest rate?

The interest rates on the microcredit loan and the amount to be financed for each entrepreneur depend on the assessment of the Progredir microcredit operator partner. Each partner has its own trading policy, therefore, each partner also has its own interest rate.

10. Can Progredir partners offer microcredit operators different loan amounts?

Yes. The value of each loan will depend on the assessment of each Progredir microcredit operator partner. Thus, the negotiation is between the partner and you. When you talk to your partner, it is important that you think carefully about the real capacity of your business proposal, whether the business will actually be able to generate enough resources to pay the amount of the loan you are seeking. And be aware that it is a debt that you will have to pay to your partner whether your business succeeds or not, among other factors to be considered. Furthermore, the partner himself will deal with you, if he understands that the initial information you provided deserves to be further developed for the future possibility of granting a loan.

11. My CPF is negative/restricted, can I get a microcredit loan?

When the CPF is negative or restricted, access to the microcredit loan depends on each Progredir partner. Typically, registration is not approved until the restriction is resolved. But this may vary from partner to partner.

12. To access the guided productive microcredit offers, do I need to take some type of course? I have already finished a financial education course. Now, what should I do to get a microcredit loan?

At the very beginning of Progredir, there was a requirement for those interested in guided productive microcredit to take the financial education course offered at the time to have access to microcredit. Afterwards, it was assessed that this requirement for Progredir was not appropriate.

Each Progredir microcredit operator partner has its own lending policy, with criteria that it deems sufficient for the selection of future entrepreneurs to be financed. One of the criteria may be proof that the citizen has participated in some type of course or even participates in a course offered by the partner.

Aliás, o fato de ter concluído o curso de educação financeira ofertado pelo Progredir não era e não é uma garantia de que o crédito seria ou será concedido, mas sim um requisito para o interessado se candidatar a um possível contato de acesso a crédito.

Whether or not it is mandatory to prove or participate in any course, it is important that you stay up to date, that you learn about new business techniques, production processes and management alternatives, to better undertake your business. Certainly, the more qualified and qualified you are, the greater the chances of you obtaining a loan for your business.

If you have already taken the course or not, and have not yet been contacted by one of the microcredit operator partners, wait, because an entrepreneur does not easily give up on his dreams!

13. After I register with Progredir, will the Progredir microcredit operator partner contact me?

After you register with Progress website, answer one of the questionnaires “I want to be an Entrepreneur” or “I am already an Entrepreneur” and have authorized the sending of your information to microcredit operating partners, the Ministry of Citizenship sends your data to these partners. IT WILL BE UP TO EACH PARTNER TO DECIDE WHETHER OR NOT TO CONTACT YOU. The department has no control over the evaluation carried out by the partner, this is their decision, whether or not to grant the microcredit loan. And it is the partner himself who determines the value of the loan, considering information about his profile and his business proposal, among other information.

14. I have already registered with Progredir, answered the questionnaire, took the course, but so far I have not received any response, no partner of Progredir microcredit operator has contacted me. What will happen? What are the next steps?

We remind you that, after the partner has analyzed your information sent by the Ministry of Citizenship, IT IS SOLELY THE PARTNER'S DECISION ON WHETHER OR NOT TO CONTACT YOU. Now, it's up to you to wait and, in the meantime, prepare by taking other courses and thinking about improvements for your business, so that there are more possibilities of having your business financed when the opportunity comes to you.

Furthermore, it is possible that you do not yet have a Progredir partner that operates oriented productive microcredit in your municipality. In this case, we inform you that it is an ongoing activity of the Ministry of Citizenship to seek to expand the Progredir Partner Network. So, wait, an entrepreneur doesn't easily give up on his dreams!

15. I've already looked for all the banks in my city, but no one knows anything about this Progredir loan. How do I get the loan?

– Empréstimo diz respeito a uma operação de crédito cuja utilização dos recursos não tem uma vinculação específica, enquanto o financiamento diz respeito a recursos com destinação específica. Por exemplo, no microcrédito produtivo orientado, aquisição de insumos e/ou equipamentos para o negócio do empreendedor.

– Tecnicamente, o mais correto seria falarmos de financiamento de microcrédito produtivo orientado. Porém, como há uma prática de uso e para facilitar o entendimento, continuaremos a chamar de empréstimo a operação de crédito do microcrédito produtivo orientado. Agora, lembrando que o EMPRÉSTIMO DE MICROCRÉDITO PRODUTIVO ORIENTADO NÃO É PARA CONSUMO, o empreendedor não deve usar o dinheiro do empréstimo de microcrédito para pagar despesas pessoais, quitar dívidas, comprar material escolar, etc., pois se fizer isso estará quebrando o contrato de financiamento, ficando sujeito as penalidades estabelecidas no contrato.

Having made these clarifications, let's answer your question:

– If banks in your city or other institutions do not yet know about Progredir, tell them to access it Progress website, or contact the Ministry of Citizenship. Also let us know who they are so we can make contact.

– Tell banks in your city and other institutions that, when accessing the Progress website, they will be able to learn about the Progredir Plan and register to become a partner of the plan. When registering with Progredir, the partner can provide up to seven types of services that will be offered free of charge. Below we list what these services are:

1 – Employment: consists of the offer of job vacancies registered in Progredir by the partner offering the formal job vacancy.

2 – Internship: consists of the offer of internship vacancies registered on Progredir by the partner offering the mid-level and/or higher-level internship vacancy.

3 – Young Apprentice: consists of the offer of job vacancies registered in Progredir by the partner offering the apprenticeship vacancy for young people aged 14 to 24 years old.

4 – Courses: consists of offering places to participate in professional qualification courses registered with Progredir by the partner offering the course (in-person or distance learning).

5 – Financeiros e de pagamento: consiste no estabelecimento de canal de contato entre o parceiro operador de microcrédito e o cidadão interessado em acessar ao empréstimo de microcrédito produtivo orientado para criação, manutenção e melhoria de negócios produtivos.

6 – Prospecção de público: consiste na realização pelo parceiro de ações para mobilização de público a ser cadastrado no Progredir.

7 – Prospecção de parceiro: consiste na realização pelo parceiro, em sua rede de atuação, de ações para articular a adesão de novos parceiros ao Progredir.

Now, for you to have more information on how to access the guided productive microcredit loan, see the answers to the other questions in the set of Frequently Asked Questions and, if you still don't feel clarified, contact the Ministry of Citizenship through the service channel CONTACT US or by calling 121.

16. I would like to know if my questionnaire/registration/form has already been sent to a microcredit operator that partners with Progredir.

We inform you that, if you have filled out all the data in one of the questionnaires, “I want to be an entrepreneur” or “I’m Already an Entrepreneur”, and clicked the “Send” button, your questionnaire was forwarded to Progredir’s partner microcredit operators for analysis of your profile.

But be careful: it is only the decision of the partner microcredit operator whether or not to get in touch, whether or not to grant the loan. And the loan money cannot be used to pay debts, carry out renovations, buy personal items, among other things. The money from this loan must be used exclusively to invest in your business.

17. Is it mandatory to be an Individual Microentrepreneur (MEI) to have access to Progredir microcredit?

No. It is not mandatory to be an Individual Microentrepreneur (MEI) to have access to microcredit and other actions offered by Progredir. But we clarify that each Progredir microcredit operator partner has its own standards.

18. How can I register my business and become an Individual Microentrepreneur (MEI)?

Registering your business means formalizing it.

To register your business and become a formalized Individual Microentrepreneur, a MEI, you must access the Entrepreneur Portal.

Guidance on registration is contained in Complementary Law No. 128, dated December 19, 2008.

It is important to know that registering as MEI DOES NOT mean that the microcredit loan will be approved by one of the Progredir partners that operate the microcredit.

19. What is an Individual Microentrepreneur (MEI)?

An Individual Microentrepreneur (MEI) is someone who works or wants to work on their own and decides to formalize their business as a company to have access to CNPJ, retirement, sickness benefit, maternity pay, death pension and other rights. To be a MEI, the entrepreneur's revenue can be a maximum of R$ 81 thousand per year and there cannot be participation in another company as a partner or owner. To find out more about MEI, visit the website “Entrepreneur Portalr”, at www.portaldoempreendedor.gov.br.

20. Where can I find the MEI number/registration?

To acquire the registration/MEI number, you must access the Entrepreneur Portal and request the formalization of the enterprise. After formalization, you will obtain the registration number, which is the CNPJ

1. What are the qualification actions in Progredir?

The qualification comprises courses in:

a) financial education: this action is under construction and will soon be available on Progredir.

b) Digital inclusion.

c) Courses provided by partners in different areas of knowledge.

d) System S courses.

2. What is the area of financial education about?

In the area of financial education, citizens will be able to participate in courses that will present guidelines for budget control and financial planning, containing information on how to spend, how to save, how to invest and how to make a planned and conscious budget. These courses contribute to strengthening citizenship by providing information that helps citizens make more autonomous and conscious financial decisions.

Examples of these courses are:

3. How can I access the courses offered by Progredir?

To find out which free courses are available, you must register with Progredir. The website is: https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/.

If you are not registered, access the website and click on “Access”, fill out the form and enter your email, password and access Progress.

When accessing Progress, click on “Courses”. You will see on the screen a list of free courses on offer in various areas of knowledge (course tracks on offer).

4. I can't register for the Progredir course, the page is showing an error. What do I do?

So that we can assist you, we ask that you inform us:

– what is the name of the course you are trying to enroll in and

– what type of error and difficulty were encountered when trying to enroll in the Progredir course.

– Your information can be obtained by calling 121 or at the address https://www.gov.br/cidadania/pt-br/acesso-a-informacao/participacao-social/fale-conosco.

Click on the “Contact us” option and detail the problem that occurred.

5. How can I access the digital inclusion courses offered by Progredir?

Digital inclusion is an opportunity through joint actions established with Technical Cooperation Agreements between the Ministry of Citizenship and the Ministry of Science, Technology and Innovations, with the aim of offering free courses to train the Progredir audience. Interested parties can access through the website: https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/.   

When accessing Progress, click on “Courses”. You will see on the screen a list of free courses offered in various areas of knowledge (course tracks on offer – digital education or others).

6. I would like to take a course on Progredir, but I can't access it because I don't have a computer. What do I do?

Progredir is a digital platform that necessarily needs to be accessed electronically. We recommend that you contact the CRAS closest to your home to check possible courses offered online or in person in your region.

A device with internet is necessary not only to register, but also to take the course itself.

The citizen must necessarily be registered in the Single Registry for Social Programs of the Federal Government, a mandatory requirement to access Progredir.

7. What is System S in Progress?

These are joint actions established through Technical Cooperation Agreements between the Ministry of Citizenship and the entities that are part of System S with the aim of offering free courses. It is System S institutions such as Sesi, Senai, Sebrae and Sesc that signed an agreement with the Ministry of Citizenship.

8. What types of courses will be offered by Sistema S?

The modality of face-to-face and blended courses. They are not yet available in EaD.

9. Who can participate in the courses that will be offered by Sistema S?

The target audience is young people between 18 and 29 years old, included in the Federal Government's Single Registry for Social Programs. Young people not enrolled in regular educational institutions nor inserted into the formal job market.

10. What course locations will be offered by Sistema S?

The course locations will be those that Sistema S discloses. They will appear in Progredir and will be published in all municipalities that participate in the action.

11. How can interested parties find out about Sistema S’s course offerings?

It depends on the location. But social networks, radio, email, SMS, etc. will be used. to publicize the offer.

Os municípios que serão inicialmente atendidos pela parceria entre o Ministério da Cidadania e o Sistema S estão em fase de definição.

Once chosen, the offer will be widely publicized. If the interested party meets the criteria required to enroll, they will pre-register for Progredir, on the website: https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/ e receberá instruções para comparecer a um evento específico sobre a parceria, em que terá mais informações e será encaminhado para matrícula.

12. How can I enroll in the courses offered by Sistema S?

Enrollments can be made at System S units in the municipality that will participate in the action.

Information can be obtained from the Social Assistance Reference Centers (CRAS) when there is a center in the municipality where the course will take place.

Note: It is important to remember that this action does not yet have a defined start date.

01. I want to participate in the Partner Network. What to do?

To join the Partner Network:

• Access Progress/Network – https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/.
• Click on the option: “NOT A PARTNER YET? TAKE PART.”, located in the middle of the page.
• If you have already registered, click on “I am already a partner.”
• Enter the institutional email, the personal data of the person responsible for the company/association/entity and create a password. Then click “Register.”
• You will receive a confirmation email to activate the first stage of registration.
• Upon completion of activation, the person responsible for the company/association/entity will open another screen to fill in the company/association/entity data.

Attention: Each CNPJ can be registered only once.

For example: If an association has already registered and used its own CNPJ, the company will not be able to use the association's CNPJ to register. Each company will use its own CNPJ.

Fill in the details and click “Finish Registration.”

Attention: so that other managers from the same company/entity also have access to Progress, click on “List Partners” (top left side of the screen). When opening the screen, click on “Options” and then on “Users”. This action will allow you to add new users. Each new user will have their own password.

02. What benefits and incentives will private companies/institutions have when participating in the Progredir Plan and signing up to the Partner Network?

In addition to promoting good social responsibility practices, Social Development Partners will have other benefits, such as:

• Ease of access to the free job candidate selection tool through CVs filled out on Progredir.
• Recognition as a socially committed entity, due to the hiring of workers registered in the Single Registry.
• Participation in publicity events promoted by the Social Development Partners Network/Ministry of Citizenship.

03. What actions and services can the private sector Partner Network offer?

The Progredir Plan offers professional qualification courses, job vacancies and incentives for microcredit.

Network partners can:

• Offer free qualification courses on Progredir.
• Offer job vacancies and hire people who are compatible with the company's profile.
• Ir em busca de novos parceiros para compor a rede (outras entidades privadas) – prospecção de parceiros.
• Collect relevant data for the company/entity regarding registered CVs, database, and other information.
• Ofertar Microcrédito Produtivo Orientado (conforme o Programa Nacional de Microcrédito Produtivo Orientado (PNMPO) (Lei n° 13.636, de 20 de março 2018 e Resolução n° 4.000, de 25 de agosto de 2011).

Important: entities/companies can register on the Partner Network, even if they do not have vacancies or courses to offer at the moment.

04. What is the role of private companies or institutions in the Partner Network?

A empresa desempenhará um papel de destaque ao oferecer oportunidades de vagas de emprego e qualificação profissional (inclusive na forma de vagas de estágio, de Jovem Aprendiz ou cursos gratuitos de capacitação).

The objective is to contribute to a more dignified life, through the promotion of citizenship and the generation of employment and income for families registered in the Single Registry (primarily those with an income of up to half the minimum wage per person).

05. O que é prospecção de público?

Prospecção de público é ir em busca do público inscrito no Cadastro Único para que se inscreva no Progredir e acesse cursos de qualificação profissional, vagas de emprego e incentivo a microcrédito disponíveis.

06. O que é prospecção de parceiro?

Prospecção de parceiro é ir em busca de novos parceiros para compor a Rede de Parceiros (outras empresas e associações) e que possam ajudar a ofertar oportunidades de emprego, qualificação profissional e empreendedorismo a quem mais precisa.

07. On the company's registration screen on Progredir, at the end of the screen, the question appears: “What type of service will this institution offer?” What is that?

Significa que a empresa pode ofertar no Progredir cursos gratuitos de qualificação, vagas de estágio, vagas de Jovem Aprendiz, acesso a microcrédito (financeiros e de pagamentos), ir em busca do público inscrito no Cadastro Único para se cadastrar no Progredir (prospecção de público) e ir em busca de novos parceiros (prospecção de parceiros).

Click on the options that match the company's objectives, even in the future.

1. What benefits and incentives will municipalities, city halls, departments, CRAS and public institutions have when participating in the Progredir Plan and signing up to the Partner Network?

The benefits and incentives that municipalities, city halls, secretariats, CRAS, managers and public institutions will have when participating in the Progredir Plan and signing up to the Partner Network are:

• contribute to local social and productive development.
• Have access to Progredir to survey local opportunities.
• Use Progredir data to plan public policies of local interest.
• Publicize your actions, present demands, participate in events promoted by the Social Development Partners Network, coordinating with other public and private partners.
• Access Progredir to survey opportunities for professional qualification courses and job opportunities in your location.

2. What is the role of public entities in the Progredir Network?

The role of public entities such as CRAS, secretariats, city halls, etc., in the Progredir Network is:

• ir em busca do público inscrito no Cadastro Único para que se inscrevam no Progredir – prospecção de público.
• Publicize the Progredir Plan so that those registered in the Single Registry can have access to free professional qualification courses, job vacancies and incentives for microcredit.
• Use data from the Progredir platform to plan public policies of local interest.

3. O gestor municipal ou estadual pode cadastrar currículo de cidadão por meio da Rede Progredir?

No momento, o gestor poderá apenas auxiliar o cidadão a se cadastrar no Progredir, pois o cidadão preencherá um formulário no qual inserirá CPF, e-mail pessoal e senha própria para acesso ao plano.

O gestor poderá auxiliar o beneficiário na criação de um e-mail, caso ele não possua, orientá-lo sobre como utilizar o Progredir e no encaminhamento às oportunidades de qualificação profissional e emprego ali disponíveis.

4. Qual o passo a passo para o cadastramento de gestor?

Para o cadastramento de gestor:

• access the Progredir/Rede address – https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/.
• Click on the option: “NOT A PARTNER YET? TAKE PART.”, located in the middle of the page.
• Enter the institutional email, the personal data of the person responsible for the body/institution/entity and create a password. Then click “Register.”
• You will receive a confirmation email to activate the first stage of registration.

Upon completion of activation, the person responsible for the body/institution/entity will open another screen to fill in the body/institution/entity's data.

Attention: Each CNPJ can be registered only once.

For example: If the city hall has already registered and used its own CNPJ, CRAS will not be able to use the city hall's CNPJ to register.

Fill in the details and click “Finish Registration.”

5. What are the steps for registering on the Partner Network?

Access the Progredir/Rede address – https://www.gov.br/cidadania/pt-br/acoes-e-programas/progredir/progredir-1/.

• Click on the option: “NOT A PARTNER YET? BE PART OF IT." located in the middle of the page.
• Enter the institutional email, the personal data of the person responsible for the body/institution/entity and create a password. Then click “Register.”
• You will receive a confirmation email to activate the first stage of registration.

Upon completion of activation, the person responsible for the body/institution/entity will open another screen to fill in the body/institution/entity's data.

Attention: Each CNPJ can be registered only once.

For example: If the city hall has already registered and used its own CNPJ, CRAS will not be able to use the city hall's CNPJ to register.

• Fill in the details and click “Finish Registration.”

Attention: Regarding the “List Partners” > “User” tool, it is important to clarify that, once registered in Progredir, the person responsible can register other technicians to access the plan. Each new user will have their own password.

6. Quais as ações e serviços que a Rede de Parceiros do setor público pode oferecer?

The Progredir Plan offers professional qualification courses, job vacancies and incentives for microcredit. Network partners can:

• ir em busca do público inscrito no Cadastro Único para que se inscrevam no Progredir – chama-se prospecção de público.
• Publicize the free courses and job vacancies that are on Progredir to the Cadastro Único public.
• Ofertar Microcrédito Produtivo Orientado (conforme o Programa Nacional de Microcrédito Produtivo Orientado – PNMPO – Lei n° 13.636 de 20 de março 2018 e Resolução n° 4.000, de 25 de agosto de 2011).
• Collect relevant data for the municipality about job vacancies and free qualification courses in the locality, in addition to other information.
• Ir em busca de novos parceiros para compor a Rede de Parceiros (outros órgãos e entidades públicas) – chama-se prospecção de parceiros.

7. O que é prospecção de público?

Prospecção de público é ir em busca do público inscrito no Cadastro Único para que se inscrevam no Progredir e acessem cursos de qualificação profissional, vagas de emprego e incentivo a microcrédito disponíveis.

8. O que é prospecção de parceiro?

Prospecção de parceiro é ir em busca de novos parceiros para compor a Rede de Parceiros (outros órgãos e entidades públicas) e que possam ajudar a ofertar oportunidades de emprego, qualificação profissional e empreendedorismo a quem mais precisa.

9. On the institution's registration screen on Progredir, at the end of the screen, the question appears: “What type of service will this institution offer?” What is that?

Significa que a instituição pode ofertar no Progredir cursos gratuitos de qualificação, vagas de estágio, vagas de Jovem Aprendiz, acesso a microcrédito (financeiros e de pagamentos), ir em busca do público inscrito no Cadastro Único para se cadastrar no Progredir (prospecção de público) e ir em busca de novos parceiros (prospecção de parceiros). Clique nas opções que condizem com os objetivos da instituição, mesmo que futuramente.